The Fintech Summit
Amidst one of the most turbulent periods in modern history, the Summit will consider the role of financial innovation in the socio-economic recovery.
The pandemic dramatically accelerated the shift to mobile banking, digital channels and cashless payments systems and increased engagement with a range of Fintech services. But it also highlighted the fragility of our economic system, and the crucial requirement for fast, frictionless finance.
The conference will reflect on the evolution of financial technology against this backdrop of volatility; considering the key trends, challenges and market disruptions, and discussing the opportunity for Fintech to help customers manage the cost of living crisis and help the country to build back better.
Core conference topics
Landscape: Cost of Living Crisis, Financial Health, Sustainability
Customer Strategy: Engagement, Inclusion, UX, Data Insight
Emerging Tech: Advanced Analytics, AI, ML, RPA, Blockchain, Mobile
Regulation: GDPR, MiFID II, PSD2, Open Banking
Infrastructure: IT, Security, Digitalisation, Cloud, Mobile, XaaS
Co-Founder & CEO, Burnmark
CIO: Business & Commercial Banking, Lloyds Banking Group
VP of Policy & Strategy, Circle
Head of Innovation (interim), Barclays
Head of Scottish AI Alliance
Chief Product Architect, JP Morgan Chase & Co
CEO, Fintech Scotland
Strategic Innovation Director, Fintech Scotland
CEO & Founder, Level E Capital
GM International, Public
Head of Technology, Burness Paull
CEO, Inicio AI
VP Development, Broadridge
General Counsel, Nude Finance
Matt Lowe, Manager of Digital & Data Services Team, FCA
Cryptoasset & RegChange: Authorisations Manager, FCA
Sales Director, UKI, Creatio
Strategic Analytics and Data Science Leader, Virgin Money
Account Executive, Axway
Chief Product & Technology Officer, Smart Data Foundry
MD, Contextual Banking, BaaS & Embedded Finance, Deutsche Bank
Head of Marketing and Communications, Smart Data Foundry
Head of Business Services Legal, abrdn
Journalist & Broadcaster, BBC Scotland
The conference will be held live and in-person at the iconic Dynamic Earth in Edinburgh, a professional event space offering panoramic views of the city and Arthur's Seat.
The venue is centrally located in the old town, just 15 minutes walk from Waverley train station, making it easily accessible via public transport. We also offer free WiFi, discounted on-site parking and provide food and drinks to attendees throughout the day.
2023 Conference Agenda
SESSION 1 - Re-Watch on YouTube
In this 10th annual Fintech Summit, we will reflect on a decade of industry change. We will begin by looking at what we can learn from past trends, examining how the financial service ecosystem has shifted through competition, regulation, and technological disruption. We will then explore how some of the longest running FS institutions have adapted to these changes; transforming, digitalising, and navigating new partnerships and collaboration.
09:15 Welcome from the Conference Chair
Mark Stephen, Journalist & Broadcaster, BBC Scotland
09:20 Introduction to the 2023 Scotland Fintech Festival
Nicola Anderson, CEO, FinTech Scotland
09:25 Learning from the Past to Prepare for the Future
Devie Mohan, Fintech Researcher & CEO, Burnmark
09:40 Where is the Money?
Fiona Henderson, Partner, CMS
9:55 How to Transform a 250-Year-Old Bank into the UK’s Biggest Fintech in 5 (Not so) Easy Steps…
Peter Crouch, CIO: Business & Commercial Banking, Lloyds Banking Group
10:10 Driving Collaboration & Partnerships for Opportunity & Impact
Andy Elphick, Head of Innovation, Barclays
10:25 Combined Q&A
10:55 Networking & Refreshments
Session two will hone-in on a variety of key topics in longer individual slots. Presentations will be run across four parallel streams, providing delegates the opportunity to attend two of the options live. The alternative breakouts will be accessible on-demand post event.
11:30 First Breakout Option (A-D)
Breakout options include:
A. Lightning Talks – Key Trends & Customer Impact - Re-Watch on Youtube
Generational Wealth Transfer and Customer Duty - Nick Cousins, CEO, Exizent
Open Banking in Action: Supporting Savers - Kate McKay, General Counsel, Nude
The Role of Conversational AI in Customer Support - Rachel Curtis, CEO, Inicio AI
AI Powered Impact Investing - Sonia Schulenburg, CEO, Level-E Capital
Nicola Anderson, CEO, Fintech Scotland (Chair)
B. Empowering Fintech Innovation: Unleashing Generative AI with Responsible Integration & FMOps
Tapping into the power of Generative AI and LLMs is essential for innovative applications
Exploring key concepts and best practices to ensure secure and efficient implementation of AI
Real-world examples to showcase the seamless integration of Generative AI into applications
The importance of AWS Well-Architected Framework's ML Lens for responsible & scalable deployment
The distinctions and convergence points between DevOps, MLOps, and the emerging LLMOps
Muhil Vannan, Chief Product Architect - AI/ML Platform, JPMorgan Chase & Co
C. A Regulator’s View of Themes and Trends in Innovation and Fintech - Re-Watch on Youtube
What’s on our minds as we look ahead
How do technological developments sit alongside regulatory outcomes?
How will the consumer duty form what you do?
What next in the development of regulation for cryptoassets and the role of international regulation?
Remember if it’s in the regulator’s future it’s probably in yours too
Glenn Redemann, Cryptoasset & RegChange: Authorisations Manager, FCA
D. Digital Transformation in Banking: Exploring No-Code Solutions - Re-Watch on Youtube - Re
Joshua Hughman, Sales Director, UKI, Creatio
12:15 Second Breakout Option (E-H)
E. Panel Session: AI as a Tool to Build Trust - Re-Watch on Youtube
The opportunities AI brings to fintech businesses
How to navigate some of the associated risks
How to win consumer confidence in this trust economy
Callum Sinclair, Head of Technology & Commercial, Burness Paull - Chair
Steph Wright, Head of Scottish AI Alliance
Jan Buchan, Head of Business Services Legal, abrdn
Trish Quinn, Strategic Innovation Director, Fintech Scotland
F. Top 5 security concerns in Financial Services - Re-Watch on Youtube
Uncover the key challenges Financial Services face when managing their global web estate, including why 50% of organisations have had a data breach in the past 3 years. Challenges covered:
Infrastructure and Integration with other systems
Security and Regulation challenges
Releasing regulated content
Gary Roberts, CRO, Forrit
G. Panel Session - Helping vulnerable populations: Leveraging real-world and synthetic data for societal welfare and regulatory innovation - Re-Watch on Youtube
Matt Lowe, Manager of Digital & Data Services Team, FCA
Wullie Grubb, Strategic Analytics and Data Science Leader, Virgin Money
Bryn Coulthard, Chief Product & Technology Officer, Smart Data Foundry
Richard Seabrook, Head of Marketing and Communications, Smart Data Foundry
H. Discovery, Reusability and Impact of API Ecosystems for open finance and beyond - Re-Watch on Youtube
Embedded/open finance –what impact on your business and is there value in building for it or consuming it?
Learn about API sprawl and the standardization process to consolidate technical debt.
How to enable agility by re-using API assets and productization, to launch services quicker and provide business value sooner
David Luke, Director of Pre-Sales, Axway and Anthony Badger, Account Executive, Axway
12:45 Lunch & Networking
SESSION 3 - Re-Watch on Youtube
Building on the themes from the morning session, the afternoon will focus on some of the key defining trends that are currently shaping the direction of the industry. Specific areas of focus will include Embedded Finance, BaaS, Digital Assets and the rise of Generational AI and GPT.
13:35 Why Embedded Finance & BaaS is an Opportunity for Banks to Transform for the Better
Deeptasree Mitra, MD, Contextual Banking, BaaS & Embedded Finance, Deutsche Bank
13:50 Global Digital Assets: The Good, The Bad, and the Ugly
Teana Baker-Taylor, VP: Policy & Regulatory Strategy, Circle
14:05 BondGPT: 0 to GPT in 30 Days
Michael Speed, VP Development, Broadridge
14:20 The Rise of AI-Assisted Investment
Dann Bibas, GM International, Public
14:35 Combined Q&A Panel
15:10 Closing Remarks
15:15 End of Session
15:15 Networking Drinks Reception
16:00 Close of Conference
*The conference agenda is provisional and subject to change
DIGIT has rapidly grown into the largest independent business technology community in Scotland. We run an extensive series of virtual conferences and online events focused on core areas of emerging Technology, Digital and IT. We also run Scotland's leading IT & Digital News Platform www.digit.fyi with over 50,000 page views per month.
The events provide a unique platform for knowledge exchange and discussion, drawing stakeholders together to explore best practice, technological innovation and business outcomes. Our conferences attract a senior delegate following and have become renowned as an important forum for high-level networking and engagement.
Scottish Financial Technology Awards
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