7 October 2026 | Edinburgh
.png)
part of
.png)
The Fintech Summit
The Fintech Summit is Scotland’s largest annual gathering of financial technology leaders, and has established itself as the must-attend event for stakeholders in the sector.
The conference will explore technological innovation across the industry, from developments in leading FS institutions, to the disruptive innovators within the challenger and start-up community that are reshaping the Financial Services market. The programme will consider the key shifts in regulation, investment, and technology, and discuss how they will impact the future evolution of the sector.
The Summit is the official flagship event of the Scotland Fintech Festival, and is free to attend for delegates working for Financial Services and FinTech companies.
Headline Sponsor
2026 Speakers
Gain CPD credits by attending this conference.
Earn 8 hours of certificated CPD credits and a personalised CPD certificate by attending this conference. The QR code will be at the registration desk on the day.
Learn more about how it works here.
2026 Conference Agenda
7th October 2026, EICC Edinburgh
SESSION 1 (09:15-10:55)
The first decade of Fintech was about making financial services faster, cheaper, and more frictionless, but while the market evolved, many of the core fundamentals remained. The current direction of Agentic AI completely reimagines the whole process for business and for consumers. The morning session will consider how Agentic AI is transforming financial services in practice.
09:15 Welcome & Introduction
Mark Stephen, Journalist & Broadcaster, BBC Scotland
Aleks Tomczyk, CEO, FinTech Scotland
09:25 Your Money Has a New Co-pilot: How AI is Transforming the Future of Managing Your Finances
Helen Bierton, Chief Digital Officer, Lloyds Banking Group
09:40 From AI Assistants to Agentic Systems: What Financial Services Needs to Learn Next
Abhay Pradhan, Group Head of AI Engineering, LSEG
09:55 From Doing Faster to Doing the Impossible
Moushami Verma, Head of AI & Customer Insights, Santander
10:10 Resilience by Design: What Has to Be True for the Agentic Future to Survive
David Locke, Chief Technology Adviser, World Wide Technology
10:25 Combined Q&A
10:55 Networking & Refreshments
SESSION 2 (11:30-12:45)
Session two will hone-in on a variety of key topics in longer individual slots. Presentations will be run across three parallel streams, providing delegates the opportunity to attend two of the breakout options.
Breakout Options Include
The Maturation of Digital Assets & Cryptocurrency: Panel
Kara Kennedy, Global Co-Head of Kinexys, JPMorgan
Val Smith, Head of Payments and Digital Assets Authorisations, FCA
Daniel Taylor, Head of Policy & Research, Zumo
Andrew MacKenzie, CEO & Founder, Agant
Peter Ferry, CEO, Scottish Digital Trust Centre
The AI Growth Opportunity for Scotland’s Fintech Start-Ups: Panel
Crawford Taylor, CEO & Co-Founder, Afternoon Finance
Jules Salmond, CEO, CienDos
Dia Banerji, CEO & Founder, Cherpa.AI
Julie Cooper, COO, Galveston Group
Sarah Forbes, Financial & Business Services, Scottish Enterprise
The Governance Gap: Why FS AI Is Scaling Faster Than Oversight: Panel
Dr Giovanni Bandi, Chief Applied Research Officer, Finspector
Joanne Seagrave, Risk Specialist & Board Advisor, Norwood Risk & Compliance
Shalini Goyal, Exec Director & Regional Head for Payments Reporting, JP Morgan
Professor Mark Cummins, Professor of Financial Technology at Strathclyde University
Carol Wilson, Principal Data & AI Ethicist, Royal London
12:45 Lunch & Networking
SESSION 3 (13:40-15:15)
This afternoon session examines how different areas of the industry are being fundamentally reshaped by emerging technology and the convergence of data, digital assets, automation, and agentic AI. We will explore the evolution of machine learning in tackling financial crime, the rise of programmable finance, and the shift to agentic commerce.
13:40 ML vs ML: The Evolution of Machine Learning in Combating Money Laundering
Lauren Donnachie, Senior Financial Crime Manager, Monzo
13:55 Programmable Finance: The Future of Financial Services
Prab Bajwa, MD Senior Digital Asset Risk Officer, State Street
14:10 Balancing Innovation & Governance in the Shift to Agentic Commerce
Cameron Russell, SVP, Ast General Counsel: Privacy & AI, Mastercard
14:25 The Agentic Shift: Rewiring Financial Services for Scale, Personalisation and Control
Dia Banerji, CEO & Founder, Cherpa.AI
14:40 Combined Q&A
15:10 Closing Remarks
Networking Drinks Reception
15:15 Networking & Drinks Reception
16:00 Close of Conference
*The conference agenda is provisional, and speakers and content are subject to change.
Headline Sponsor
Co-Sponsors
2026 Exhibitors
Talent Partner
In partnership with
About DIGIT
DIGIT has rapidly grown into the largest independent business technology community in Scotland. We run an extensive series of virtual conferences and online events focused on core areas of emerging Technology, Digital and IT. We also run Scotland's leading IT & Digital News Platform www.digit.fyi with over 50,000 page views per month.
The events provide a unique platform for knowledge exchange and discussion, drawing stakeholders together to explore best practice, technological innovation and business outcomes. Our conferences attract a senior delegate following and have become renowned as an important forum for high-level networking and engagement.
The Venue
The conference will be held live and in-person at EICC Edinburgh.
The venue is centrally located in Fountainbridge, just 5 minutes walk from Haymarket train station, making it easily accessible via public transport.
Scottish Financial Technology Awards
The Scottish Financial Technology Awards is an evening to recognise innovation, impact and achievement across the Financial Technology sector; spotlighting some of the incredible organisations that are driving improvements within the industry and putting Scotland's national ecosystem on the map.
Financial Services Technology Summit
The Financial Services Technology Summit will be held in Edinburgh in April 2026 as a sister event to our 12th annual Fintech Summit and is open to those working within financial services.
