FT21 - Website Background.png

8th Annual

Join Scotland's 8th Annual Financial Technology Summit,
the launch event of the Scotland Fintech Festival. 


Copy of FT21 LOGO 1200MM (1).png

The Summit will be held in hybrid format at
Dynamic Earth, Edinburgh and on our Virtual Platform

Thursday 16th September 2021 | 08:00 - 16:30

Sponsors & Supporting Partners

Scotland Fintech Festival.jpg
Blue solid.png
Fintech Scotland.png
tata 2.jpg

The Summit 

Now in its eighth year, the Fintech Summit has established itself as the largest annual gathering of financial technology leaders in the country. After one of the most turbulent periods in modern history, the 2021 Summit will consider the role of financial innovation in the socio-economic recovery.


The last 18 months have truly underlined the value of financial innovation: the pandemic dramatically accelerated the shift to mobile banking, digital channels and cashless payments systems and increased the engagement with a range of Fintech services. But it also highlighted the fragility of our economic system, and the crucial requirement for fast, frictionless finance to keep society operational.


The conference will reflect on this period of significant volatility for the FS community; considering the key changes, challenges and market disruptions, and discussing the opportunity for Fintech to help the country to build back better.


 Core conference topics 

  • Landscape: Levelling up, Building Back Better, Sustainability

  • Customer Strategy: Engagement, UX, Data Insight, Financial Inclusion    

  • Emerging Tech: Analytics, AI, ML, RPA, Blockchain, Mobile

  • Regulation: GDPR, MiFID II, PSD2, Open Banking

  • Infrastructure: IT, Security, Digitalisation, Cloud, Mobile, XaaS










DIGIT has rapidly grown into the largest independent business technology community in Scotland. We run an extensive series of virtual conferences and online events focused on core areas of emerging Technology, Digital and IT. We also run Scotland's leading IT & Digital News Platform www.digit.fyi with over 100,000 page views per month.

The events provide a unique platform for knowledge exchange and discussion, drawing stakeholders together to explore best practice, technological innovation and business outcomes. Our conferences attract a senior delegate following and have become renowned as an important forum for high-level networking and engagement.

2021 Speakers 
FT20 LOGO 1200MM (1).png

To find out more about our speakers click here


Conference Agenda

08:30   Registration Open

Session 1: Progress & Potential


Amidst a year of ongoing disruption and volatile market change, the opening session will contextualise the Fintech landscape in 2021 and consider the progress and potential of the sector. We will examine where financial technology has already delivered tangible improvement and innovation; explore the emerging trends that are coming to the fore, and discuss what the future of Fintech will look like.


09:15   Welcome & Introduction

Mark Stephen, Journalist and Broadcaster, BBC Scotland

09:20   Ministerial Address

Kate Forbes MSP, Cabinet Secretary for Finance and the Economy, The Scottish Government

09:35   A Decade of Fintech: Reflecting on Progress and Potential

Nina Mohanty, CEO & Founder, Bloom

09:50   A Relationship Bank for a Digital World

Zack Anderson, Chief Data & Analytics Officer, NatWest

10:05    Emerging Trends and Future Impact

Akshaya Chandra, Head of Innovation, Growth & Transformation, TCS
Sandeep Mishra, Director of Fintech Business Segment, TCS

10:20    Combined Q&A

10:55   Break

Session 2: Breakouts


Session 2 will hone-in on a variety of key topics in longer individual slots. Presentations will be run in 30-minute increments across four parallel streams, providing delegates the opportunity to attend two of the options live. The alternative breakouts will be accessible on-demand post event.

11:30   Breakout 1

A.         Panel - The Role of FinTech in Supporting Citizens and Businesses During Covid-19

  • Nicola Anderson, CEO, FinTech Scotland

  • Richie Stewart, Senior Commercial Manager, Amiqus

  • Christian Burgin, Co-Founder, Visible Capital

  • Stuart Lunn, Founder and CEO, Lending Crowd 

  • Lynne Darcey Quiqley, CEO and Founder, Know-it

B.          FCA Innovate: Regulatory Update 

Ravi Bhalla, Head of Department: Innovate, FCA

C.          Predicting Risks using Natural Language Processing and Machine Learning

Fiona Reid, Senior Data Scientist, Lloyds Banking Group

D.          Open Finance: Reaping Social and Societal Benefits from Synthetic Financial Data 

Nick Radcliffe, Chief Data Scientist, Global Open Finance Centre of Excellence

12:00   Transition

12:10   Breakout 2


E.            ESG and Fintech: How the sector is stepping up to face the challenge

In this panel session Chair Callum Sinclair, Head of Technology & Commercial at Burness Paull will lead a discussion around the ESG journey for fintechs large and small. What’s the driving force behind changes in behaviour? Are regulatory and compliance issues holding things up or acting as a catalyst? And what does the future of “fintech for good” look like?


Panel members:

  • Nicola Anderson, CEO, FinTech Scotland

  • Lynne Darcey-Quigley, CEO, Know-IT

  • Kate McKay, Head of Legal, Nude

  • Martin Nel, Private Sector Lead, Global Open Finance Centre of Excellence

  • Steve Tigar, CEO, Love Electric

F.          ‘Office in a Box’: Standard Life/Phoenix Group customer story.

Standard Life Assurance, part of the Phoenix Group, supported 4,500 staff in a speedy transition from being office-based to securely working from home, following the travel restrictions in 2020, ensuring customer service responsiveness was kept at its best.  Find out more about how the team completed this award-nominated transformation project in weeks (not months)

Trevor Phillips, Sr Account Manager and Ireland & Jack Hicks Pre-Sale Engineer, Scotland and Ireland, IGEL

G.          Protecting Minority Report; IOT and Fintech

  • Overview of the past 18 months threat landscape

  • The emergence of IOT in Fintech & Financial Services

  • Known and emerging risks in Financial IoT

Mark Mitchell, Sr Security Engineer, Check Point

12:40   Lunch

Session 3: Building a Better Future     


The afternoon session will look at developing the national Fintech ecosystem and delivering a better future for customers, business and society. We will start with an update on Scotland’s Fintech strategy and the roadmap for R&I and collaboration, before moving into a series of panels. The first discussion will focus on the growth and development of Scotland’s Fintech sector, and the second will explore the role of the whole FS industry in driving positive impact and helping the country to build back better.


13:30    Making a Better World for All through Financial Innovation, Collaboration and Inclusion

Nicola Anderson, CEO, FinTech Scotland

13:45     Panel - Growth and Development

The panel will consider how the national ecosystem has evolved and developed, exploring learnings and observations from within the sector and discussing how we can build on the foundations and optimise the growth potential going forward.

  • Loral Quinn, CEO & Co-Founder Sustainably

  • Stuart Lunn, CEO & Founder, LendingCrowd

  • Jude Cook, CEO & Co-Founder, ShareIn

  • Paul Roach, CPO & Co-Founder, Zumo

  • Mark Stephen, Journalist & Broadcaster, BBC Scotland

14:25    Panel - Building Back Better

The panel will discuss the role of the financial services sector in driving a values-led socio-economic recovery, and how the industry can support sustainability, diversity and financial inclusion alongside jobs and economic growth. 

  • Andrew Duncan, CEO & Founder, Soar

  • Tynah Matembe, CEO & Founder, MoneyMatix

  • Nick Cousins, CEO & Founder, Exizent

  • Nik Bobb, Senior Project Manager, HSBC

  • Nina Mohanty, CEO & Founder, Bloom

15:10   Closing Remarks

15:15   Networking Drinks Reception

16:30   Close of Conference

*The draft agenda is provisional and subject to revision.

Click here to download a printable copy of the agenda

Are you interested in Exhibiting, Sponsoring or Speaking at Fintech Summit 2021?

Keyboard and Mouse
  • Twitter Social Icon
  • LinkedIn Social Icon
  • Facebook Social Icon
  • Instagram Social Icon