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8th Annual

The must-attend event for the Finance and FinTech community.  Live keynote talks, breakout sessions, exhibition hall and networking - all hosted live at Edinburgh's Dynamic Earth.

Free to attend for end users working in the Financial Services & Fintech sector.

Thursday 16th September 2021 | 08:00am - 16:30pm Edinburgh Dynamic Earth

2020 Headline Sponsor

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Supporting Partners


The Virtual Summit 

Amidst one of the most turbulent years in modern history, the Fintech 2021 Summit will consider the role of financial services during the current socio-economic recovery. Recent disruptions have underlined the vital importance of financial technology innovation, with digital channels, mobile banking and agile infrastructures increasingly pivotal to frontline service provision.


The conference programme will contextualise the impact of recent events upon the sector, exploring the challenges and the opportunities as we rebuild the economy and create the new normal. The Summit is geared for senior technologists, IT / Digital leaders and C-level executives from right across the FS sector, from the established tier-one institutions to challenger brands and Fintech start-ups.


Core conference topics 

•    Landscape: Trends, Disruption, Culture, Resilience
•    Emerging Tech: Blockchain, Analytics, AI, ML, RPA
•    Regulation: GDPR, MiFID II, PSD2, Open Banking
•    Customer Strategy: Engagement, UX, Data Insight
•    Strategy: Agile, Skills, Funding, Collaboration, Security
•    Infrastructure: IT, Digitalisation, Cloud, Mobile, XaaS










DIGIT has rapidly grown into the largest independent business technology community in Scotland. We run an extensive series of virtual conferences and online events focused on core areas of emerging Technology, Digital and IT. We also run Scotland's leading IT & Digital News Platform www.digit.fyi with over 100,000 page views per month.

The virtual events provide a unique platform for knowledge exchange, drawing stakeholders together to explore best practice, technological innovation and business outcomes. Our conferences attract a senior delegate following and have become renowned as an important forum for high-level networking.

​We are delighted to announce that DIGIT will be running our conference programme in a virtual environment. Not only will you be able to enjoy our full events line-up, but you’ll be able to log-in remotely and join us from anywhere in the world.

2020 Speakers 

2020 Agenda


The opening session will discuss how the Financial Technology landscape has changed over the last year; exploring how the sector has dealt with an immensely challenging climate and how different areas of the market have been affected. The Session will also consider the wider backdrop of seismic technological and cultural change, from ongoing digital disruption, to the spotlight on inequality and the drive for increased diversity and participation.


08:45   Welcome from the Conference Chair

Mark Stephen, Journalist and Broadcaster, BBC Scotland

08:50   Update on Scotland's Fintech Landscape

Stephen Ingledew, CEO, FinTech Scotland

08:55   Fintech Trends and Outlook for 2021

Devie Mohan, Fintech Researcher & CEO, Burnmark

09:10   Technology Shift and Industry Impact

James Hughes, Vice President & Enterprise CTO, Rubrik

09:25   Building Inclusion: Preparing for the Tech Powered Future

Wincie Wong, Head of Engineering Workforce Transformation, NatWest

09:40   Session 1 Panel

  • Stephen Ingledew, CEO, FinTech Scotland

  • Devie Mohan, Fintech Researcher & CEO, Burnmark

  • James Hughes, Vice President & Enterprise CTO, Rubrik

  • Wincie Wong, Head of Engineering Workforce Transformation, NatWest

10:10   Break


The second Session will discuss the role of the FS industry during the pandemic and the ongoing economic recovery; from the distribution of emergency funds and financial support measures, to the increased importance of digital channels, agile infrastructure and new innovation. The session will reflect on the challenges and lessons learned and consider the opportunity to help catalyse the economic recovery and use this period of rebuilding for positive improvement.

10:25   Lessons from Lockdown: a Central Bank Perspective on the Present and the Future

David Baumslag, Senior Analyst, Bank of England


10:40   Driving Innovation in Challenging Times

David McLeay, Innovation Manager, Lloyds Banking Group

10:55   The Problem with Opportunity

Leda Glyptis, Former CEO, 11:FS Foundry


11:10   Session 2 Panel

  • David Baumslag, Senior Analyst, Bank of England

  • David McLeay, Innovation Manager, Lloyds Banking Group

  • Leda Glyptis, Former CEO, 11:FS Foundry

  • Ben Barbanel, Head of Debt Finance, OakNorth

11:45   Break


SESSION 3     

Session 3 will host a FOUR of live breakouts. Four breakout options will be run in parallel and delegates will select  ONE  breakout to attend . The other breakout sessions will be available to watch on-demand post-event.


12:00   Live Breakout Selection

BREAKOUT A.    When API’s attack! How to Secure Your Open Banking Initiative

  • API’s are a critical part of modern applications and have increasingly become a target for attackers. How have API’s changed the security landscape for application developers? 

  • What are the risks of exposing API’s and how are they targeted for malicious intent? 

  • Best practice architecture and controls that can be used to ensure your API’s remain secure, performant and available.

Keiron Shepherd, Security Solution Engineer, F5 Networks


BREAKOUT B.    20 Fintech Insights from 2020

Panel session focusing on the changes the Fintech industry, stakeholders and consumers can expect from 2020. Key players from the sector will discuss, challenges, opportunity and collaboration for the sector.

  • Chair – Callum Sinclair, Partner, Burness Paull LLP

  • Colin Hewitt, CEO, Float

  • Rod Ashley, CEO, Alba - Proposed New Scottish Bank

  • Nicola Anderson, Strategic Development Director, Fintech Scotland

  • Andrew Duncan, CEO, Soar 

BREAKOUT C.  Information, the key to Innovation and how to successfully manage it

  • Does Information impact an organisations decision on products and services?

  • How technologies are enabling organisations to be more agile

  • How does this impact the growth and management of information?

  • How does Data Management help?


Leon Piper, Business Director, Cohesity

BREAKOUT D.  Risk and Cyber Security in Financial Services

  • The pressure on providing Dynamic Financial Services is increasing.

  • Maintaining agility and the management of Risk.

  • The measurement and management of risk.

  • Examples of Financial Services Business models


Steve Mulhearn, Director Fabric Solutions, Fortinet

12:30   Lunch Break


SESSION 4      

The Session 4 panel will focus on the evolution of Open Banking; looking at the progress that has been made over the last 2 years and discussing uptake, customer impact, ongoing challenges, trust and transparency and future opportunities.

13:15   Session 4 Panel: Open Banking

  • Simon Lyons, Head of Ecosystem, Open Banking

  • Hetal Popat, Director, Open Banking, HSBC

  • James Varga, CEO, DirectID

  • Sorcha Lorimer, Data Governance & Privacy, Global Open Finance CoE and Founder at Trace

14:00   Break


SESSION 5        

The closing session will consider the ongoing transformation of the sector, exploring how technology is being leveraged to improve customer experience, support business value, and drive positive outcomes. Speakers will examine the advancement of banking platforms and customer tools; discuss the shift to code-based infrastructure and faster ways of working, and look at how we can harness transformation to drive positive impact and improved sustainability.

14:15   Adapting to Changing Customer Needs and Expectations

Guy Duncan, CTO, Tide

14:30   Infrastructure as Code: Transforming the Enterprise

Marnie McCormack, MD, Software Engineering, JP Morgan Chase

14:45   Organisational Transformation for Positive Impact

Otti Vogt, COO & Chief Transformation Officer, C&G Markets, ING

15:00   Closing Q&A

  • Guy Duncan, CTO, Tide

  • Marnie McCormack, MD, Software Engineering, JP Morgan Chase

  • Otti Vogt, COO & Chief Transformation Officer, C&G Markets, ING

15:35   Closing Remarks

15:40   Close of Conference

*The draft agenda is provisional and subject to revision.

Keyboard and Mouse

2020 Conference Sponsors


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